Millionaire Mindsetters
Credit · Capital · Growth

Get your business & personal credit ready for funding.

Connect your accounts to see D&B, Experian, Equifax and FICO SBSS in one place. Turn rent into credit, build tradelines, and access capital — with real numbers that are always your own.

Meet MMT

See what lenders see.

A clear picture of your standing across every major bureau. Connect an account to replace each Not-Connected state with your real score — nothing is ever estimated.

Dun & Bradstreet0–100
PAYDEX
Not connectedIdeal 80+ prime
Experian1–100
Intelliscore Plus
Not connectedIdeal 76+ low risk
Equifax101–992
Commercial Risk
Not connectedIdeal 560+ strong
FICO SBSS0–300
SBSS
Not connectedIdeal 165+ SBA
Everything you need

One platform to build, manage & access capital.

The tools you used to buy separately — credit monitoring, building, rent reporting and funding — working from a single, honest data model.

Personal Credit

Monitor your reports across all three consumer bureaus and build with trusted accounts.

Business Credit

Establish your business file and track D&B, Experian, Equifax and FICO SBSS in one view.

Credit Builder

Add revolving and installment tradelines that report through authorized partners.

Rent & Bill Reporting

Turn the rent and bills you already pay into positive credit history.

Funding Marketplace

Compare bank lines, SBA programs and lenders matched to your readiness.

Real Estate

Analyze income-producing residential and commercial opportunities.

Know the math

The factors behind 90% of your score.

Every action inside MMT maps to a real scoring factor — so you always understand why a number moved.

Payment History35%

On-time payments reported to bureaus

Amounts Owed30%

Total debt vs. available credit

Length of History15%

Age of your oldest & average account

Credit Mix10%

Revolving + installment tradelines

New Credit10%

Recent applications & hard pulls

Modern financial district skyline
Access · Deploy

From readiness to real capital.

Once your profile is strong, MMT organizes lenders, SBA programs and income-producing real estate by what you may actually qualify for — no guesswork, no fabricated approvals.

Funding marketplace matched to readiness
Real-estate analysis with cap rate & DSCR
Capital passport to share your profile
Explore the marketplace
Membership

Invest in your success.

Start free with core tools, or go further with Nav-grade credit intelligence and funding support.

Free
Getting started with credit monitoring
$0free
Get Started Free
  • Basic credit overview
  • Rent reporting preview
  • Marketplace browsing
  • Honest Not-Connected status
Track
Monitor your 4-bureau credit
$39.99/mo
Start Tracking
  • Personal & business 4-bureau monitoring
  • Cash-flow alerts
  • Funding readiness assessment
  • Score factor breakdown
Popular
Build
Actively build credit & report rent
$49.99/mo
Start Building
  • Everything in Track
  • Automatic rent & bill reporting
  • Credit Builder tradelines
  • Priority capital match
Expand
Prepare for $100k+ funding
$74.99/mo
Expand Now
  • Everything in Build
  • Dedicated funding specialist
  • FICO SBSS optimization
  • Real estate capital passport

Do business on your terms.

Create your free account, connect your bureaus, and get a clear plan for stronger credit and real capital — no card required.

Funding, approvals and returns are never guaranteed · Provider integrations activate as authorized